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What Is Travel Medical Insurance?
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What Is Travel Medical Insurance?
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When you travel abroad, you expose yourself to the possibility of experiencing a medical emergency not covered under your standard health insurance policy. Travel medical insurance serves as a supplement to your existing coverage so that you can get emerg...
Trip cancellation insurance: What does it cover?
From arranging hotel stays to booking flights, you can quickly put down a large sum toward your next trip. But if something beyond your control derails your travel plans, your travel provider may not be willing to refund you. Trip cancellation insurance is an important financial safeguard for your prepaid expenses in such situations. Knowing what this type of travel insurance does and doesn’t cover will help you decide whether it makes sense for your trip.
What is trip cancellation insurance?...
How Much Does a House Generator Cost?
Especially if you live somewhere with frequent severe weather, investing in a house backup generator offers homeowners convenience and peace of mind if a power outage occurs. Whether you want a generator that powers your entire home or just essential appliances, you'll need to consider several costs beyond the new generator itself. For example, you'll include the house generator installation, ongoing fuel costs and regular repairs and maintenance. In addition, you'll want to consider the fina...
7 Money Moves You Should Absolutely Make as a First-Year Homeowner
With all the time, money and work that goes into the process, buying your first home is a major achievement. As you get settled and enjoy your new property, it’s time to consider your expanded financial responsibilities, including your mortgage payment, maintenance and repairs and possibly some new utilities. You should also assess your other financial goals and take steps to protect your new investment.
From saving for emergencies to minimizing interest charges, here are seven money moves yo...
What is term life insurance?
If you unexpectedly die, your loved ones could face financial hardship covering your final expenses and their ongoing bills. A term life insurance policy can give your loved ones financial security by providing a death benefit if you die when the policy is in force. This popular option contrasts with more expensive (and complex) permanent life insurance policies.
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How To Transfer Money Safely: 6 Ways To Send Money
Venmo, Cash App, Google Pay, Zelle, PayPal and wire transfers at a bank are all secure payment options
Best pet insurance companies of November 2023
List of the best pet insurance companies and helpful tips for choosing one
Sole Proprietorship vs. LLC
If you're starting a business, you’ll need to decide on a business entity type.
Two popular options among new business owners are sole proprietorships and limited liability corporations (LLC). Which one you choose will impact the steps you need to take to start your business and the ongoing requirements for running it. It will also affect the extent of your personal liability and your business’s tax treatment.
See below for all you need to know about starting a sole proprietorship versus an L...
How To Open a Bank of America Account: Step-By-Step Guide
A bank account is a safe place to keep money, complete transactions and maybe even earn interest. But before opening a new account, you should look for a bank or credit union that offers reliable support and access to the services and features you need. As the second largest commercial bank in the United States, Bank of America is one reputable option.
We at the MarketWatch Guides team will tell you about the company’s checking and savings options and explain how to open a Bank of America acc...
5 Reasons You Should Put Your Money in a High-Yield Savings Account Before Year’s End
As the Fed continues working to lower inflation, interest rates are still running high. This makes now a good time to put your money in a savings account where you can get a high enough return to help offset cuts in purchasing power. Compared to traditional accounts, high-yield savings accounts are a much more profitable option. They’re also widely available, especially through online banks, and offer flexibility and safety.
Here are five reasons to consider putting your cash in one before th...
What Is a Tax Deduction? A Guide for the Self-Employed
When you're self-employed, you pay federal income tax along with both halves of Medicare and Social Security taxes. As a result, you can end up with a heavier tax burden than traditional employees. But at the same time, the Internal Revenue Service allows you to benefit from several tax deductions that small businesses and independent contractors can take. These range from deducting business expenses and part of your self-employment tax to deducting mortgage interest and utilities for a home ...
How To Create Multiple Income Streams in Home Business
If you’d like to build your own business that you can run from the comfort of your home, or if you’d like to make more money with a side hustle, you might not know how to get started. Learn some steps you can take to discover potential income streams and take on active and passive income opportunities.
Key Takeaways
You can add active and passive income sources to build your home business and improve your financial stability.
You can brainstorm and explore ideas relevant to your experience, s...
What Is an IRS Installment Agreement?
Money Research Collective’s editorial team solely created this content. Opinions are their own, but compensation and in-depth research determine where and how companies may appear. Many featured companies advertise with us. How we make money.
If you end up owing more taxes than you can pay on time, you can experience larger problems than costly tax penalties and interest. To avoid potentially having income and assets seized as part of the IRS collections process, consider requesting an IRS in...
Cigna Dental Insurance Review
Best known for its health insurance plans, Cigna offers affordable dental insurance options you can sign up for individually or bundle with vision or hearing coverage.
Keep reading to learn about the pros and cons of choosing Cigna dental insurance.
Best deductible
Cigna charges no deductible if you need preventive care services. If you need restorative services, your annual deductible costs a relatively affordable $50 for an individual plan or $150 for a family plan.
Cigna dental insurance p...
Be Prepared for Closing Costs When You Buy a Home
Along with tasks such as finding a real estate agent and exploring potential future homes, you’ll need to do a lot of financial planning during the homebuying process. Usually running up to 20% of your home’s price, a down payment is one big upfront expense to plan for. However, you might forget to account for another significant upfront expense: closing costs.
To ensure you’re financially ready to buy a home, take a look at what closing costs include, how much you can expect to pay, and how ...